Debbie Carmichael, 50, of Franklin, passed away Wednesday, Dec. 12, 2007. Born in McKeesport, PA, she was the daughter of the late Harry Herskowitz and Edith Rosenbloom Herskowitz. Debbie received her bachelors degree from the University of South Florida in Tampa, FL. She was a teller at Macon Bank. She is survived by her husband of 17 years, Dale Carmichael; two children, Brian Carmichael of Clearwater, FL and Christina Carmichael of Newport Richey, FL; two brothers, Dennis Herskowitz of Atlanta, GA and Paul Herskowitz of Denver, CO; two grandchildren, Samantha and Brayden both of Clearwater, FL; and several nieces and nephews. A Memorial Service will be held at a later date in Florida. Memorial donations may be made to the Hospice House Foundation, PO Box 815, Franklin, NC 28744. Macon Funeral Home is in charge of the arrangements. Online condolences @www.maconfuneralhome.com